INSURANCE INFORMATION

PROGRAMS AT A GLANCE

Camp Counselors USA

  • As part of the program, you receive up to 4 months Economy Plan insurance at no additional cost. This will cover you from the start date of your J1 visa until the end date of your J1 Visa.
  • You can upgrade the cover to the Premium Plan, purchase the Snow Skiing and Snowboarding Option or extend the policy by paying an additional premium.
  • Due to U.S. State Department  J-1 Work and Travel Visa requirements, CCUSA’s travel insurance policy is mandatory for the dates listed on the DS2019 form and needs to start from the day you enter the US. For coverage during any travel time after the dates on your DS2019 form, you must extend your insurance coverage to cover this period.
  • Costs of extending and upgrading your insurance coverage are detailed below.

Camp Counselors Canada

  • As part of the program, you receive up to 90 days Economy Plan insurance at no additional cost (which includes coverage for your 2 days arrival orientation). If your camp contract runs longer than 90 days you will be required to extend your policy with CCUSA.
  • You can upgrade the cover to the Premium Plan, purchase the Snow Skiing and Snowboarding Option or extend the policy by paying an additional premium.
  • Due to Canadian Visa requirement insurance coverage is a mandatory part of applying for the program and visa. 
  • Costs of extending and upgrading your insurance coverage are detailed below.

Camp Counselors Russia

  • You are invoiced for either 1 or 2 Months Economy Plan insurance once accepted into the program.
  • You can upgrade the cover to the Premium Plan, purchase the Snow Skiing and Snowboarding Option or extend the policy by paying an additional premium.
  • Due to the Russian Visa requirement insurance coverage is a mandatory part of applying for the program. 
  • Costs of extending and upgrading your insurance coverage are detailed below.

Camp California

  • As part of the program, you receive an Economy Plan insurance at no additional cost to cover the time you are working at camp 
  • You can upgrade the cover to the Premium Plan, purchase the Snow Skiing and Snowboarding Option or extend the policy by paying an additional premium.
  • Costs of extending and upgrading your insurance coverage are detailed below.

Work Experience USA, Working Holiday USA, or Practical Training USA

  • Due to U.S. State Department  J-1 Work and Travel Visa requirement, CCUSA’s travel insurance policy is mandatory for the dates listed on the DS2019 form and needs to start from the day you enter the US. For coverage during any travel time after the dates on your DS2019 form, you must extend your insurance coverage to cover this period.

As part of the

  1. Work Experience USA program you will receive Economy coverage with the snow, skiing and snowboarding option included as part of the program for the length of your J1 visa (does not include any grace periods).
  2. Working Holiday USA and Practical Training USA programs you will receive 12 months economy insurance coverage included as part of the program (does not include any grace periods).
  • Costs of extending and upgrading your insurance coverage are detailed below.

Work in English Pubs

  • You can purchase either an Economy or Premium Plan policy through CCUSA.
  • UK Visa requirements strongly recommend to obtain insurance coverage for your entire time in the UK. 
  • Costs of extending and upgrading your insurance coverage are detailed below.

INSURANCE INFORMATION

CCUSA Travel Insurance

No matter where you travel overseas, it’s a good idea to have travel insurance. CCUSA provides a travel insurance policy for travel from Australia for applicants participating in one of our programs and can be upgraded and extended up to maximum period of 12 months.

Costs to Extend or Upgrade Policy

Insurance Type Cost per day (up to 180 days) Cost per day (181-365 days)
Economy $5.50 $4.50
Economy + ski $6.50 $5.50
Premium $7.50 $6.50
Premium + ski $8.50 $7.50

Summary of Benefits

Policy Benefit# Excess Total Sum Insured
(Economy Plan)
Total Sum Insured
(Premium Plan)
1 Medical Expenses Overseas
Emergency Dental
$150
$150
$500,000
$250
$5,000,000
$500

Emergency medical & dental treatment, hospital, road ambulance or other treatment costs necessarily incurred outside the insured Person's Country of Residence. Includes burial or cremation overseas or repatriation of mortal remains.

2 Additional Expenses / Medical Evacuation $150 $500,000 $500,000

Reasonable and necessarily incurred additional expenses for, accommodation, meals and repatriation, up to the amount shown on the Certificate of Insurance, provided approval has been sought from BUPL/Beazley Assist.Please note no pre-existing medical conditions are covered under this insurance policy.

3 Loss of Deposits
$150 No Cover $10,000

If prior to the commencement of the Journey, an Insured Person incurs loss of pre-paid travel and accommodation expenses following necessary alteration, curtailment or cancellation of the Insured Person’s Journey.

4 Luggage and Personal Effects $150 No Cover $2,500

Theft, loss or accidental damage of your possessions, including expenses for emergency essentials if your luggage is delayed. Includes additional fees incurred overseas in obtaining an emergency replacement passport or essential travel documents required to continue your trip. 

5
Snow Skiing and Snowboarding Cover
$150 Cover subject to the terms, conditions, limits and exclusions under Sections 1,2,3 and 4 respectively.
Cover subject to the terms, conditions, limits and exclusions under Sections 1,2,3 and 4 respectively.

When you purchase this additional option, cover for your participate in snow skiing and snowboarding activities within resort boundaries. Includes theft loss or accidental damage to ski equipment, whether or not in use when purchased with the Premium Plan. 

6
Personal Liability
$150 $2,500,000 $5,000,000

 Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.

*Refer to PDS “What’s covered and what’s not”
^Pre-existing medical conditions of you or any other person are not covered under this policy. Medical expenses incurred in Australia (and in your country of residence if this is not Australia) are not covered.
#The policy benefit numbers not listed in this table do not apply to this policy and do not form part of the policy wording.
All amounts shown are in Australian dollars (AUD$)
All information and prices are correct as of 1st December, 2015. CCUSA reserves the right to change insurance carriers, pricing and terms depending on changes with any visa regulations or insurance provider. 

To read the full terms and conditions of the cover provided including any exclusions and limitations, please click the view the following document:

CCUSA Travel Insurance Combined Financial Services Guide and Product Disclosure Statement

Travel insurance is mandatory for ALL programs being applied for due to Head Office and Visa requirements. Upon joining the program you will be covered under the CCUSA group travel insurance policy for the duration of your journey. The PDS sets out significant benefits of the Policy and is designed to help you decide if the insurance is right for you. If the insurance cover provided is not suited to your individual needs, you can choose to purchase alternative insurance to provide additional cover to that provided to you automatically under the CCUSA group travel insurance policy. 

The Coverholder
This insurance is issued by Beazley Underwriting Pty Ltd (BUPL) (ABN 38 115 064 027) (AFS licence No. 316573) of level 22, 215 Adelaide Street, Brisbane QLD 4000 on behalf of the insurer. BUPL is the coverholder under an authority from the insurer.
The Policy is underwritten by certain underwriters at Lloyd’s. When arranging this Policy or agreeing to insure You, BUPL is acting under a binder agreement as an agent of the insurer and not as an agent for You or any Insured Person.